If you rent an Oxford City Council home, your tenancy agreement does not usually include insurance for your personal belongings (your 'home contents'). This means items such as furniture, clothes and electrical goods are not covered if they are damaged, destroyed or stolen.
We provide buildings insurance for your council property, but you are responsible for insuring the contents of your home.
Home contents insurance can help protect your belongings and may give you peace of mind. You may want to consider whether it is right for you.
Contents insurance for council tenants
To help you decide, we have teamed up with Thistle Tenant Risks and Great Lakes Insurance UK Limited to provide the Crystal Insurance Scheme, a specialist contents insurance policy for council tenants.
The Crystal Insurance Scheme covers items in your home, including:
- furniture
- carpets and curtains
- clothes and bedding
- electrical items
- jewellery
- pictures and ornaments
To find out more:
- call Thistle Tenant Risks on 0345 450 7286
- visit the Crystal Insurance Scheme website for information or to request a call back
Limits and exclusions apply. You can request a copy of the policy wording.
About the insurance scheme
The Crystal Insurance Scheme is a product name arranged and administered by Thistle Tenant Risks, a trading style of Thistle Insurance Services Limited. Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority Firm Reference Number 310419. Registered in England under No. 00338645. Registered office: Rossington's Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Thistle Insurance Services Limited is part of the PIB Group.
For information about what we do with personal data, read the Crystal Insurance Privacy Policy.
Choosing an insurance provider
It's important to protect your belongings. If you decide to take out home contents insurance, make sure the provider is regulated by the Financial Conduct Authority.
Thistle Insurance Services specialises in home contents insurance for people living in social housing. However, there are other providers that can be found by using comparison websites like Money Supermarket or Compare the Market.
