Universal Credit

Get ready for Universal Credit

Universal Credit is a big change from any benefits or tax credits you may get now, and you will need to be ready to manage your claim differently. You will need to:

Get a bank account

You will need a bank, building society or credit union account your monthly payment can be paid into. 

Get online

You will need internet access and to be able to make and manage your Universal Credit claim online. You will also need an email address and to verify your identity online.

Get budgeting

Your monthly Universal Credit payment will include any help you get towards paying your rent. You will need to budget so you can pay your rent, your bills and your other living costs for the whole month.


You will also need to tell us if you want help paying your council tax, This is not included in Universal Credit and you will need to apply for Council Tax Reduction separately.

Our Get ready for Universal Credit leaflet explains what you need to do to get ready for Universal Credit. 

The DWP's Universal Credit planner may also be useful in helping you decide what you need to do before you claim.